RealEstate

fixed interest rate

How to change the mortgage from variable to fixed rate?

The new Mortgage Law offers consumers facilities to obtain a mortgage novation or subrogation, two actions that allow to increase the repayment term, extend the loan amount or change the interest rate. But when making this last change -which can be very beneficial for our pocket-, some doubts usually arise. Do I have to meet any requirements? What …

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forbearance in law

How does the new Mortgage Law work? Who is affected?

Since June 17, 2019, all mortgages granted by banks in Spain must comply with a new Mortgage Law. This Law, called the Real Estate Credit Law 5/2019, offers more security and transparency to both banks and clients, and affects all citizens as potential contractors of a loan or a mortgage. A new Mortgage Law necessary and preceded …

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buy and selling houses

Selling an apartment with a mortgage: options and steps to follow

As experts in the real estate sector, many people ask us for advice on the different ways to buy or sell a house. And we, as professionals of Sky Marketing, bet on the best options in each case, always looking out for the interests of our clients. In this sense, one of the most common questions we …

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budget for couples living together

Living as a couple: how to coordinate with expenses

Managing the domestic economy is the origin of many headaches that multiply when we live as a couple. After all, the decision to live together is full of emotional challenges, but also logistical and financial. Issues such as paying the rent, the mortgage, the usual expenses or the taxes together is something that we must negotiate at the beginning …

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